Zelle QR Code: How it Works, Features and Best Apps for the same

Zelle comes with a QR code option to enable you to send and receive payments without having to worry about mistyping or sending money to an incorrect phone number.

QR code with Zelle provides users peace of mind that the money gets sent to the correct person. You do not have to type the email address or, phone number and money gets transferred only by scanning the QR code of your bank account.

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What is Zelle?

Zelle is an online money transfer service that allows you to send and receive money instantly. Zelle lets you send money to your friends, family, and relatives safely and quickly. 

Zelle is a great app for digital money transfer. It allows you to send money to anyone having an eligible bank account in the U.S just by entering their registered mobile number or email address.

How to Use Zelle QR code for transferring money?

You can use the Zelle QR code to send money directly from your mobile banking app.

  • Launch the mobile banking app on your device.
  • Find “send money with Zelle” and click on send. You will find the QR code icon on the top of the “select recipient” screen.
  • Click on the code and, your phone camera will pop up.
  • Point the camera at the QR code to scan.
  • Now enter the amount and double-check the user’s name of the recipient to make sure it’s the same person. 
  • Click on “send,” and the money will be on the way to your recipient’s bank account.

Where Can I Find My Zelle QR Code?

You can find your Zelle QR code in your banking app directly. Find and click on the “my code” tab to view your QR code.

I cannot use QR codes with my banking app. 

If after scanning a QR code, you land on to Zelle pay website, but your screen says “says the ability to use a Zelle® QR code is coming soon,” it means your bank or credit union do not offer the option yet. You can still send and receive money among friends and family using an email address or phone number.

If your bank offers Zelle, you will be able to transfer money by clicking on the QR code provided at the top of the “select recipient” screen.

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Does Bank of America offer QR codes with Zelle?

Bank of America does not yet offer a QR codes option with Zelle.

You can still use email addresses or phone numbers to transfer money.

Is Zelle safe?

Your bank protects all your financial data. Thus, it is not a reason to worry. Zelle is a P2P money transfer app due to which money reaches the recipient instantly and does not sit on a third-party app.

Zelle does not share your bank or card information with any third party. Your data is safe and secure with Zelle.

However, Zelle does not protect from scams and fraud. So, the ultimate responsibility to be safe with Zelle is yours. Avoid money transfer mistakes while using Zelle. If you send money to the wrong person, you might not receive the money-back into your account.

How long does Zelle take to transfer funds?

If you transfer funds to someone already registered with Zelle, they receive your money almost instantly.

When you initiate a Zelle transfer to someone not enrolled with Zelle, it will not reach their account instantly. They must enroll with Zelle to claim the payment within 14 days of payment. If they fail to register with Zelle within 14 days of payment, they might not receive the balance in their bank account and, the money will return to your bank account.

Note: payment made on non-business days take almost 1-3 days to reach the recipient’s account.

In Conclusion: Zelle Qr Code

QR codes are a better way to send money to anybody as they provide security. It is almost impossible for your money to get lost or sent to the wrong person with QR codes.

If your bank offers the option to use Zelle with QR codes, you can start sending and receiving money through QR codes. However, you must find out if your bank does offer this method of payment.