Can Zelle Send Money to PayPal? [ Answered ]

In this article, I will show you how you can send money to PayPal using the Zelle app for free.

So if you want to send money to PayPal right now without paying anything, then read on…

What is PayPal?

PayPal is an online payment service that allows you to send receive and pay for things securely. PayPal lets you send money directly from your bank account yet keeps your financial data safe.

PayPal allows you to send money easily and for free, in most cases. PayPal lets you transfer money from your bank account to another once you link your bank account, credit card, or debit card to your PayPal account.

The best thing about PayPal is that it is secure, whether you need it for online shopping, sending money to people, or splitting bills with your friends.

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What is Zelle

Zelle is an easy and convenient way of sending money. You can send money to almost anybody across the U.S with a banking account in a U.S bank.

Transactions with Zelle typically take minutes. Hence, it is an easy fast, and secure way of sending and receiving money from wherever you are.

Only the email or phone number of the recipient is required to make a payment. Zelle was developed by more than 30 of the major banks of the U.S. It also has a mobile application for its users. You can also use Zelle through the mobile banking apps of the participating banks.

Can Zelle send money to PayPal?

Zelle is a great money transfer app that makes your work easier. However, Zelle has its downsides too. For instance, you cannot use Zelle to transfer to other payment services. 

Yes, you got the right, Zelle does not send to PayPal. However, we have come up with a workaround, which may help you send money from Zelle to PayPal.

How to send money from Zelle to PayPal?

Zelle and PayPal, both are money transfer services that are linked with your bank account. 

Zelle does not have a wallet to store your money. It works directly with your bank account.

If you are using Zelle and PayPal, both with the same bank account, it becomes easier to add money to your PayPal. Therefore, if your PayPal account is linked with your bank account, all you have to do is transfer money from your bank to your PayPal. 

Launch PayPal on your phone and log in using your account credentials.

Now click on “Transfer Money” and click on “Add money to your balance.”

Enter the amount of money you would like to transfer.

Now click on add, to add the amount. 

However, remember that it takes almost 3-5 business days for the money to be transferred.

How to Transfer Money to Someone Else’s PayPal?

Using Zelle with your bank account means all money transferred to you already goes to your bank account. Hence, to PayPal, someone all you need to have is a PayPal account. 

You can easily sign up to PayPal and start sending money:

  1. Visit the official PayPal website at
  2. Click on “sign-up” to sign up for a new PayPal account.
  3. Select the type of account you want to create.
  4. Now enter your email address and create a password for your account.
  5. Fill in your other details like name, phone number, address, etc.
  6. Now click on “link card.”

You can either link a credit or debit card with PayPal.

There you go! Your PayPal account is created. You can now use it to transfer money securely to anyone you wish to.

If you want to send money from your PayPal account, follow the given steps:

  1. Click on the “Send and Request button.”
  2. Choose the type of payment you are doing: business or personal.
  3. Now enter the amount of money you are sending and select the currency.
  4. Click on “confirm” to complete the transfer.

Paying with PayPal is simple and hassle-free. you just need their phone number or email address to make the payment.

How to send money from PayPal to Zelle?

Sending money from one payment service to another is a difficult job. However, we have a workaround for the same. Just like you can send money from Zelle to PayPal, you can also send money from PayPal to Zelle. You can send money from PayPal to your bank account as Zelle is linked with your bank account. 

Make sure you have a PayPal account linked to your bank account.

  1. Now, launch the app on your device and follow the steps:
  2. Go to “my Wallet” and click on “transfer money.”
  3. Click on “transfer to your Bank”
  4. Now select the bank account from which you want to deposit the money.
  5. Click on “continue.”
  6. Now enter the amount and click next.
  7. Review the details and click on “transfer now” to complete your transfer.

Money reaches your bank account almost within 3-5 days. Once the money reaches your bank account, it also gets available to use with Zelle. 

Is Paying with Zelle Safe?

Zelle transfers money from one bank account to another typically within minutes. So, you need not worry about it. However, you must check if the email or the phone number you send money to is correct.

If you mistype the information, money will go to the wrong person, and you might lose it forever.

However, Zelle does not provide any protection from scams and authorized payments.

Read This to Know >> Zelle Buyer Protection: Is It Safe To Use? ( Reviews )

Is PayPal secure?

PayPal is secure. Using it to buy things online provides an extra layer of protection to hide your data from merchants online. PayPal is safer than Zelle in making payments. If you were scammed through PayPal, you can easily get a chargeback.

Is Zelle Free?

Zelle is free and available to use for almost all bank accounts in the U.S. 

There is no extra transaction fee with Zelle transactions however, it depends on the financial institution whether they charge a fee or not.

Is PayPal free?

Most transactions with PayPal are free. Making an online payment, or personal transactions are free of cost. 

However, there might be some fee for certain kinds of transactions. For example, instant transfers with PayPal charge almost 1% fee, and international payments charge at least 5% transaction fees.

Which is faster? Zelle or PayPal?

In terms of transfer, Zelle is the fastest among the two. If you are looking for an instant transfer, Zelle is the best option. Zelle directly transfers money from one bank account to another hence, it is faster than PayPal.

Payments made with PayPal take almost 3-5 days to reach the recipient. If you want an instant transfer, you might have to pay extra charges that are not in the case with Zelle.  

Which is better: Zelle or PayPal?

Zelle and PayPal both are very popular among the public. While PayPal is an established money transfer service since 1998, Zelle is new in the market but has soared high in a short time.

Which is better depends from person to person. If you just want to transfer money within the U.S. Zelle is better for you. You can send money to anybody you know and trust with Zelle.

However, PayPal can be a safer option from a wider aspect. If you want to make purchases online or make international payments, PayPal is the best option. PayPal provides you security and protection while making a payment by hiding your financial data from the seller. All your sensitive data is safe in the hands of PayPal. It also allows you to send for a payment refund up to 180 days of the payment if you were scammed. Zelle does not provide this feature.

Hence, it can be said that everything depends mostly on your need. The ultimate choice is yours to make.

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